Welcome to QuoteWink. These Terms of Service ("Terms") govern your access to and use of quotewink.com and our related services (the "Site"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
1. What QuoteWink Does
QuoteWink provides an online platform that helps connect consumers with third-party insurance providers, agents, and marketing partners who may offer insurance quotes and related products. We do not make insurance decisions, underwrite policies, or set premiums. Any quote, policy, or offer you receive comes from a third party, not from QuoteWink.
2. Eligibility
You must be at least 18 years old and able to form a binding contract to use the Site. By using the Site, you represent that you meet these requirements and that the information you provide is accurate and belongs to you.
3. Consent to Contact
By submitting your information, you agree to our Privacy Policy and consent to be contacted by QuoteWink and our partners by phone, text/SMS, email, or automated means regarding insurance and related offers, as described in the Privacy Policy. Consent is not a condition of any purchase. You may opt out at any time.
4. No Professional Advice
Content on the Site is provided for general informational purposes only and is not insurance, legal, financial, or professional advice. You are responsible for evaluating any quote, policy, or offer and should consult a licensed professional before making decisions.
5. Accuracy of Information
You agree to provide true, current, and complete information. Quotes and offers from third parties are estimates and are subject to verification, underwriting, and change. QuoteWink does not guarantee the availability, accuracy, or terms of any quote or policy.
6. Acceptable Use
- Do not use the Site for any unlawful, fraudulent, or abusive purpose;
- Do not submit information that is false or that you are not authorized to share;
- Do not attempt to disrupt, damage, or gain unauthorized access to the Site or its systems;
- Do not scrape, copy, or reproduce Site content without permission.
7. Intellectual Property
The Site and its content, including logos, text, graphics, and design, are owned by or licensed to QuoteWink and are protected by intellectual property laws. You may not use our marks or content without our prior written consent.
8. Third-Party Services
The Site may link to or integrate with third-party websites and services. We do not control and are not responsible for third-party content, products, or practices. Your dealings with any third party are solely between you and that third party.
9. Disclaimers
THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY QUOTE OR OFFER WILL BE AVAILABLE OR ACCURATE.
10. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, QUOTEWINK AND ITS AFFILIATES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR DATA, ARISING FROM OR RELATED TO YOUR USE OF THE SITE OR ANY THIRD-PARTY QUOTE, OFFER, OR POLICY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
11. Indemnification
You agree to indemnify and hold harmless QuoteWink and its affiliates from any claims, damages, liabilities, and expenses arising out of your use of the Site or your violation of these Terms.
12. Changes to the Site and Terms
We may modify or discontinue the Site at any time without notice. We may also update these Terms from time to time; changes are effective when posted with a revised "Last updated" date. Your continued use of the Site constitutes acceptance of the updated Terms.
13. Governing Law
These Terms are governed by the laws of the State of California, without regard to its conflict-of-laws principles. Any dispute will be resolved in the state or federal courts located in California, and you consent to their jurisdiction.
14. Contact Us
Questions about these Terms? Contact us at [email protected].